Our Mortgage Guides

We've covered all the key steps, terms and choices available, so you can feel more informed and in complete control of your mortgage journey.

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Guides

Simple to Read, Easy to Follow

Created by Michael Whitehead, our Head of Content, and reviewed by Haysto co-founder, Paul Coss. Expert insights to help you navigate the mortgage process at your own pace.

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All Bad Credit Mortgages Buy-to-Let Mortgages First-Time Buyers Home Buying Process Home Movers Mortgage Affordability Mortgage Applications Mortgage Deposits Mortgage Repayments Mortgage Schemes Mortgage Types Property Types Remortgaging Self-Employed Mortgages

5 mins

Joint Mortgages

Discover how a joint mortgage works, what the pros and cons are and who can have one.

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5 mins

Interest Only Or Capital Repayment?

Find out how interest-only and repayment mortgages compare to make a more informed decision.

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5 mins

How To Get A Mortgage In Principle

Discover everything you need to know about how to get a mortgage in principle and why it’s such an important step in your mortgage journey.

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6 mins

Mortgage Schemes Explained

Discover the mortgage schemes that could help you buy your first home or move up the property ladder, even with a low deposit.

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6 mins

Shared Ownership Mortgages

Find out how shared ownership mortgages provide a much-needed leg up onto the property ladder for first-time buyers and those on modest incomes.

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7 mins

Right to Buy Mortgages

If you’re currently a council tenant, a right to buy mortgage could mean you're closer to homeownership than you might think. Read on to find out how.

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5 mins

Freedom to Buy Scheme

Find out all you need to know about Freedom to Buy, the new permanent mortgage guarantee scheme, recently launched by the government.

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5 mins

Deposit Unlock Scheme

Whether you're a first-time buyer or home mover, find out how you can buy a new-build home with only a 5% deposit using the Deposit Unlock Scheme.

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8 mins

First Homes Scheme Explained

First-time buyer? The First Homes scheme offers discounts of 30-50% on new homes in England. Find out how this unique discount works and if you're eligible.

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