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First-Time Buyers

Buying your first home can feel overwhelming, but it doesn’t have to. With our guidance and support, your first mortgage journey will feel like a walk in the park!

Home Movers

Upsizing, downsizing or if you're just ready for something new, we’re here to make your next mortgage journey as clear and simple as it can be.

Remortgaging

Whether your deal is ending or your needs have changed, we’ll help you explore your options and understand what’s available.

Buy-to-Let

From first-time landlords to seasoned investors, we help make sense of the buy-to-let market. Get tailored support and explore mortgage options that match your rental plans.

Mortgage Guides

Our mortgage guides cover the key steps, terms, and all available options, so you can feel more informed and in control of your mortgage journey.

Our Story

Built by the team behind Haysto, we’ve taken everything we know about expert, human-first advice and made it simple, transparent, and accessible for everyone.

How It Works

We'll show you a clear path to homeownership, with no jargon, no judgment, and plenty of support.

Careers

Make your career ambitions a reality and join an innovative company at the forefront of disrupting the mortgage market.

Our Promise

Making mortgages feel simple and stress-free is what we do. Our promise is to streamline your mortgage journey, giving you complete peace of mind.
Call our experts 0333 016 3426

First-Time Buyers

Home Movers

Remortgaging

Buy-to-Let

Mortgage Guides

Our Story

How It Works

Careers

Our Promise

Get Started Now

Michael Whitehead

Head Of Content

A seasoned copywriter and editor, Mike has been writing for financial services firms since 2012 and joined us in 2024 after working for one of the UK’s biggest mortgage lead providers. Prior to this, he spent eleven years as a senior wealth manager for HSBC Bank, working internationally and domestically. He was also a director of two HSBC Group subsidiaries and holds a Financial Planning Certificate from the Chartered Insurance Institute.

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Mike Whitehead

Mortgage Guides

Take a look through Mike's content.

How to Buy-to-Let: A Picnic Guide For First-Time Landlords

First-time landlord? Discover everything you'll need to consider when buying a rental property.
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A Picnic Guide To Choosing Your Mortgage

Find out all about the different types of mortgages available, so you can make a more informed decision.
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Mortgage Deposits

Find out everything you need to know about mortgage deposits, including how much you need and what schemes are available for low deposits.
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Holiday Let Mortgages

Discover everything you need to know about holiday let mortgages—what they are, how they work, and which mortgage lenders can help.
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How to Get a Mortgage: A Picnic Guide to Mortgage Applications

Discover everything you need to know about how to apply for a mortgage, including the timescales, required documents, and what fees you might need to pay.
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Interest-Only Mortgage Or Capital Repayment: Which To Choose?

Find out how interest-only and repayment mortgages compare to make a more informed decision.
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How Long Do You Have to Be Self-Employed to Get a Mortgage?

Discover how long you need to be self-employed to get a mortgage, which lenders can help, and how to boost your chances of approval.
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Freelancer Mortgages

Looking for a mortgage as a freelancer? Here's how to prove your income, find the right lender, and boost your chances of success.
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How Conveyancing Works

Find out what the legal process of transferring property ownership involves and how Picnic can help with all your conveyancing needs.
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Information

  • Home Mover
  • First-Time Buyer
  • Remortgaging
  • Buy-to-Let
  • Mortgage Guides

Company

  • About Us
  • Our story
  • How it works
  • Careers
  • Terms of Use

Picnic is a trading style of Haysto Ltd. Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Please note that neither Haysto Ltd nor HL Partnership Limited is responsible for the accuracy of the information contained within external website links accessible from this website.

Your home may be repossessed if you do not keep up repayments on your mortgage.