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First-Time Buyers

Buying your first home can feel overwhelming, but it doesn’t have to. With our guidance and support, your first mortgage journey will feel like a walk in the park!

Home Movers

Upsizing, downsizing or if you're just ready for something new, we’re here to make your next mortgage journey as clear and simple as it can be.

Remortgaging

Whether your deal is ending or your needs have changed, we’ll help you explore your options and understand what’s available.

Buy-to-Let

From first-time landlords to seasoned investors, we help make sense of the buy-to-let market. Get tailored support and explore mortgage options that match your rental plans.

Mortgage Guides

Our mortgage guides cover the key steps, terms, and all available options, so you can feel more informed and in control of your mortgage journey.

Our Story

Built by the team behind Haysto, we’ve taken everything we know about expert, human-first advice and made it simple, transparent, and accessible for everyone.

How It Works

We'll show you a clear path to homeownership, with no jargon, no judgment, and plenty of support.

Careers

Make your career ambitions a reality and join an innovative company at the forefront of disrupting the mortgage market.
Call our experts 0333 016 3426

First-Time Buyers

Home Movers

Remortgaging

Buy-to-Let

Mortgage Guides

Our Story

How It Works

Careers

Get Started Now
About Us

How It Works


No jargon. No confusion. Just a clear, step-by-step look at how we help you find the right mortgage — and make the whole thing feel a lot less stressful.

Get Started Now Call 0333 016 3426

No impact on your credit score.

Building

Treating Customers Fairly Champion

Winners British Bank Awards 2025

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A Service You Can Trust

97% Excellent 5-star rating from Trustpilot customer reviews.

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Everything in One Place

From start to finish, do everything in our industry leading portal.

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Peace of Mind

Your own team of mortgage experts dedicated to finding you the best deals

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Feel More in Control of Your Mortgage Journey

Three simple steps to get your mortgage sorted, powered by smart tech and an award-winning team that’s got your back from start to finish.

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Tell Us About You

Fill out a quick 60-second form — no impact on your credit score, no endless questions. Just what we need to get started.

Step 1

Mortgage Match

We search 100+ lenders (including exclusive deals you won’t find online) to find what actually fits your life, not just your numbers.

Step 2

Meet Your Experts

A real human team handles everything. You track progress in your portal — no chasing, no piles of paperwork, less stress.

Step 3

Why Pick Picnic?

Buying a home involves more than just getting a mortgage. With easy-to-use technology and 100+ experts, our award-winning service is with you every step of the way.

Mobile screen displaying the Picnic mortgage platform. The message reads “Sit back while we do the heavy lifting” with matched mortgage rates from lenders all showing  interest rates and monthly cost on a 30-year term.

Over 100 Lenders to Choose From

More choice, less stress. 20,000+ mortgage products with exclusive deals and the most competitive rates.

A Team of 100+ Experts

Award-winning advice from a team dedicated to finding the best mortgage for you.

Smart Tools, Easy to Use

Our innovative tech keeps you up to date at all times. All the important stuff in one smart portal.

We Work Around Your Life

Same-day appointments, evenings and weekends too — life doesn’t stop at 5.

Protection Built for You

With our free expert advice, find the cover that protects your home, income and peace of mind.

We’ve Got the Legal Side Covered

We'll provide a free conveyancing quote from one of our trusted partners.

True Agreement in Principle

A formal lender certificate — not just a number plucked from the air.

A Service You Can Trust

97% Excellent 5-star rating from Trustpilot customer reviews.

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How it works

How Much Does It Cost?

We charge a fee so we can focus entirely on you. That means personal advice, real support, and a service that’s built around your needs — not the lender’s. It helps us do things properly, and gives you the confidence that we’re on your side from day one.

You pay nothing if we cannot get you a mortgage offer.

£599

Paid after offer.

Your mortgage offer fee is £599, and is payable within 48 hours of you receiving your mortgage offer.

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We're here to keep your mortgage journey simple, clear and on the right path.

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Information

  • Home Mover
  • First-Time Buyer
  • Remortgaging
  • Buy-to-Let
  • Mortgage Guides

Company

  • About Us
  • Our story
  • How it works
  • Careers
  • Terms of Use

Picnic is a trading style of Haysto Ltd. Haysto Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Please note that neither Haysto Ltd nor HL Partnership Limited is responsible for the accuracy of the information contained within external website links accessible from this website.

Your home may be repossessed if you do not keep up repayments on your mortgage.