About Us
How It Works
No jargon. No confusion. Just a clear, step-by-step look at how we help you find the right mortgage — and make the whole thing feel a lot less stressful.
No impact on your credit score.
Tell Us About You
Fill out a quick 60-second form — no impact on your credit score, no endless questions. Just what we need to get started.
Mortgage Match
We search 100+ lenders (including exclusive deals you won’t find online) to find what actually fits your life, not just your numbers.
Meet Your Experts
A real human team handles everything. You track progress in your portal — no chasing, no piles of paperwork, less stress.
Everything You Need, All in One Place
No back-and-forth emails. No printing. No guesswork.
📍Track your mortgage progress step-by-step
✍️ Sign and upload documents in seconds
💬 Message your advisor any time
✅ Stay organised and in control
Your mortgage, made simple — start to finish.
Backed by Experience. Powered by People.
Haysto was founded to serve those often overlooked by the established mortgage industry, helping more people with complex credit and incomes become homeowners than any other brokerage. We now bring the same award-winning service to everyone through our mainstream brand, Picnic.
How it works
How Much Does It Cost?
We charge a fee so we can focus entirely on you. That means personal advice, real support, and a service that’s built around your needs — not the lender’s. It helps us do things properly, and gives you the confidence that we’re on your side from day one.
You pay nothing if we cannot get you a mortgage offer.
£599
Paid after offer.
Your mortgage offer fee is £599, and is payable within 48 hours of you receiving your mortgage offer.
Who We Are
We're here to make your mortgage journey feel less like a maze and more like a picnic. Discover why we do what we do in Our Story, find out how we back it up in Our Promise, learn How It Works, or, if you fancy joining the team, take a look at Our Career opportunities.
About Us
At Picnic, we keep it simple, honest and built around you. Find out more about the people behind our story and how it all works.
Our Story
Built by the team behind Haysto. We've taken everything we know about expert, human-first advice and made it simple, transparent, and accessible for everyone.
How It Works
No jargon. No confusion. Just a clear, step-by-step look at how we help you find the right mortgage — and make the whole thing feel a lot less stressful.
Our Promise
Our Promise to you is all about trust. That means a rate you can rely on, an AIP you can use, and a service that moves at your pace.
Success Stories
Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.
Careers
Make your career ambitions a reality and join an innovative company at the forefront of disrupting the mortgage market.