About Us
At Picnic, we keep it simple, honest and built around you. Find out more about the people behind our story and how it all works.
No impact on your credit score.
Who We Are
We're here to make your mortgage journey feel less like a maze and more like a picnic. Discover why we do what we do in Our Story, find out how we back it up in Our Promise, learn How It Works, or, if you fancy joining the team, take a look at Our Career opportunities.
About Us
At Picnic, we keep it simple, honest and built around you. Find out more about the people behind our story and how it all works.
Our Story
Built by the team behind Haysto. We've taken everything we know about expert, human-first advice and made it simple, transparent, and accessible for everyone.
How It Works
No jargon. No confusion. Just a clear, step-by-step look at how we help you find the right mortgage — and make the whole thing feel a lot less stressful.
Our Promise
Our Promise to you is all about trust. That means a rate you can rely on, an AIP you can use, and a service that moves at your pace.
Success Stories
Life-changing stories straight from our customers. Read how we made a mortgage possible for those who previously thought it wasn’t.
Careers
Make your career ambitions a reality and join an innovative company at the forefront of disrupting the mortgage market.
Powered By
Our end-to-end mortgage platform powers everything we do, simplifying the mortgage process for our customers and empowering our experts to focus on what really matters. Less admin, less paperwork and more time making sure your mortgage journey remains simple and stress-free.
Frequently Asked Questions
Who We Are
Discover more about what we do, why we do it and how we can help you on your mortgage journey.
In a nutshell, we’re all about taking away the stress and anxiety people typically feel when getting a mortgage, making their journey smooth and straightforward. We do this through a healthy combination of cutting-edge technology and the good old human touch.
No jargon. No nonsense. Just a desire to cut through all the noise and create an honest, transparent environment where you can feel completely in control of your home-buying destiny.
Anyone looking to take their first or next steps on the property ladder, find a better mortgage deal or invest in property can use our service. So, whether you’re:
This is your home, your journey. You make the decisions, and we’ll help you make the right choices.
Using a mortgage broker like us means you've got a far better opportunity to secure the best mortgage deal. The whole process will be much less daunting because you'll have someone with the right experience to guide you from decision to doorstep.
Here are five solid reasons why using a mortgage broker is a great idea:
More choice: Access to a much wider pool of lenders and mortgage deals.
Less hassle: They handle the application process and act as your lender liaison.
Expert advice: Especially helpful if your situation isn’t straightforward.
Saves time: No need to trawl comparison sites or visit banks/building societies.
Better chance: They know which lenders are more likely to approve you.
On the contrary, with our customer portal, the application process will feel much more straightforward and far quicker. It's clear and super simple to use, making communication easy between you and your advisor, as well as uploading documents, checking progress, and receiving updates - all in one place.
Going directly to a lender also means you'll only receive advice on their own mortgage products. With our mortgage team, you'll have access to the whole market. So, you'll have peace of mind that the mortgage deal we'll find for you is the best available.
There are three ways you can contact us:
Online: Click the button below to make an enquiry.
Phone: 0333 016 3426.
Email: [email protected].
Once you’ve been in touch, you should expect to hear from our mortgage team within 24 hours.
It all really depends on your situation and what you’re looking for. Everybody’s mortgage journey is unique, and that’s where we set ourselves apart from the rest of the crowd.
We’ll never try and shoehorn you into something that doesn’t fit. And we’ll be honest with you if you’re thinking of taking a route that could only result in finding a dead end.
There’s a mortgage out there for everyone, and we don’t give up until we’ve helped you find yours.
If you have all the necessary information to hand, we can apply for a true mortgage in principle, one you can trust, directly from a lender, straight away. Once received, we aim to have your complete mortgage application ready for submission to a lender within 24 hours.
Are you ready to get started? Great, click the button below to make an enquiry and we'll be in touch.
Picnic was created by the team at Haysto. For the last few years, Haysto has been helping make mortgages possible for thousands of people with more specialised needs, such as those with bad credit or complex incomes.
Picnic now brings the same high level of support and service that Haysto is known for, delivered with modern tools and that all-important human touch. Together, Haysto and Picnic provide a truly whole-of-market mortgage experience for both specialist and mainstream customers alike.
Yes, Picnic is a trading style of Haysto Ltd, an appointed representative of HLPartnerships Limited (HLP). As such, we fall under HLP's registration and authorisation by the Financial Conduct Authority (Ref. No: 957422).
Yes, all our Mortgage Advisors hold a CeMAP qualification (Certification in Mortgage Advice and Practice). Our advisors have either attained this qualification before joining us or through our very own Training Academy.