First-Time Buyer Mortgages
Ready to buy your first home? With the right mortgage and support, getting onto the property ladder could be more achievable than you think. Speak to a Picnic Mortgage Expert today and start exploring your options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Exclusive broker partner to
Treating You Fairly
Award-winning service that puts customers first.
Mortgage Match
We search to find the best available deal for you.
24hr Express Service
Express decision in principle, if you have an offer agreed.
We Cracked the Complex
Now we’re making the mainstream effortless.
Why Pick Picnic?
With easy-to-use technology and 100+ experts, our award-winning service is with you every step of the way.
Access to 20,000+ Mortgages
We work with over 100 lenders to find you the best rate and the right mortgage, including exclusive deals you won't find online.
A Team of 100+ Experts
Award-winning advice from a team dedicated to finding the best mortgage deal for you.
Smart Tools, Easy to Use
Our innovative tech keeps you up to date at all times. All the important stuff in one smart portal.
We Work Around Your Life
Same-day appointments, evenings and weekends too — life doesn’t stop at 5.
Protection Built for You
With our free expert advice, find the cover that protects your home, income and peace of mind.
We’ve Got the Legal Side Covered
We'll provide a free conveyancing quote from one of our trusted partners.
True Agreement in Principle
A formal lender certificate — not just a number plucked from the air.
A Service You Can Trust
Brought to you by Haysto! The Specialist Mortgage Brokers who've helped thousands of people find affordable mortgage solutions to suit their needs.
Working With the Brands You Trust
Tell Us About You
Fill out a quick 60-second form — no impact on your credit score, no endless questions.
Mortgage Match
We have access to 20,000+ products across more than 100 lenders (including exclusive deals you won’t find online) to find you the best rate and the right mortgage.
Meet Your Experts
A dedicated team handles everything. You can track your mortgage, conveyancing, and insurance progress directly from your portal.
The Mortgage Experts Trusted by Experian
Picnic is Experian’s exclusive mortgage partner, trusted to make mortgages simple. With access to 100+ lenders and expert support, we’ll help you find the right fit without the stress.
Everything You Need, All in One Place
No back-and-forth emails. No printing. No guesswork.
📍Track your mortgage progress step-by-step
✍️ Sign and upload documents in seconds
💬 Message your advisor any time
✅ Stay organised and in control
Your mortgage, made simple — start to finish.